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	<title>Klingtocash &#187; Stop Being Broke</title>
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	<description>Helping you keep more of it.</description>
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		<title>New credit card rules take effect</title>
		<link>http://klingtocash.com/saving-money/new-credit-card-rules-take-effect/</link>
		<comments>http://klingtocash.com/saving-money/new-credit-card-rules-take-effect/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 15:05:35 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[new regulations]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=662</guid>
		<description><![CDATA[A bunch of new credit card regulations took effect yesterday. Some of them should be interesting. One of the most eye-opening new changes requires credit card companies to let customers know how long it will take them to pay off a credit card if only paying the minimum balance each month. According to the Associate [...]]]></description>
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		<title>Help! The fees are coming, the fees are coming!</title>
		<link>http://klingtocash.com/saving-money/help-the-fees-are-coming-the-fees-are-coming/</link>
		<comments>http://klingtocash.com/saving-money/help-the-fees-are-coming-the-fees-are-coming/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 03:33:46 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=627</guid>
		<description><![CDATA[In 2009, the powers that be decided to save all of us from high interest rates on our credit cards. I can see that this was a noble effort to stop those greedy banks from taking advantage of consumers, but if the legislation was so important, why did Congress decide that the legislation should not [...]]]></description>
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		<title>Financial Peace University for $59! Ends Thursday 10/22</title>
		<link>http://klingtocash.com/budgeting/financial-peace-university-for-59-ends-thursday-1022/</link>
		<comments>http://klingtocash.com/budgeting/financial-peace-university-for-59-ends-thursday-1022/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 03:50:38 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Peace University]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[FPU]]></category>
		<category><![CDATA[Sale]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=562</guid>
		<description><![CDATA[Dave Ramsey&#8217;s Financial Peace University is on sale until Thursday. The online edition is just $59. You can also get other versions on sale. If you&#8217;ve always wanted to attend FPU, there is no longer an excuse. Jeff and I think the program is great. We attended live at a local church but I think [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do you have an income issue or a spending issue?</title>
		<link>http://klingtocash.com/budgeting/do-you-have-an-income-issue-or-a-spending-issue/</link>
		<comments>http://klingtocash.com/budgeting/do-you-have-an-income-issue-or-a-spending-issue/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 15:01:26 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=506</guid>
		<description><![CDATA[When coming up with your financial plan, remember there are two sides of the equation: your income and your expenses. We need to look at both of these. The first thing you need to do is look at your spending.You will have a very difficult time getting ahead if you don&#8217;t know where your money [...]]]></description>
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		<title>Stop being broke, part 1: The problem</title>
		<link>http://klingtocash.com/stop-being-broke/stop-being-broke-part-1-the-problem/</link>
		<comments>http://klingtocash.com/stop-being-broke/stop-being-broke-part-1-the-problem/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 14:22:29 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[paycheck-to-paycheck]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[the problem]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=503</guid>
		<description><![CDATA[As this idea is forming in my head I know I am probably speaking mostly to the choir. Most people who read personal finance blogs have already made the decision to be weird and not live like everyone else. This is for those of you who might need a bit of a nudge or have [...]]]></description>
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