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	<title>Klingtocash &#187; Budgeting</title>
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	<link>http://klingtocash.com</link>
	<description>Helping you keep more of it.</description>
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		<title>Occupy your own financial life</title>
		<link>http://klingtocash.com/getting-everything-you-deserve/occupy-your-own-financial-life/</link>
		<comments>http://klingtocash.com/getting-everything-you-deserve/occupy-your-own-financial-life/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 13:25:21 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Getting everything you deserve]]></category>
		<category><![CDATA[Pay it off]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=1027</guid>
		<description><![CDATA[One of the things I love about blogging is reading what others are writing about money. Carl Richards has a great post on his NYT blog called &#8220;It&#8217;s time to Occupy Your Checkbook.&#8221; While many people are focusing on the wrongs of the banking industry, big business and the government in the current financial mess, few [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Using it up! Parmesan Bowtie Pasta</title>
		<link>http://klingtocash.com/budgeting/using-it-up-parmesan-bowtie-pasta/</link>
		<comments>http://klingtocash.com/budgeting/using-it-up-parmesan-bowtie-pasta/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 13:49:43 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[BBQ]]></category>
		<category><![CDATA[bowtie pasta]]></category>
		<category><![CDATA[chicken]]></category>
		<category><![CDATA[pantry]]></category>
		<category><![CDATA[Parmesan]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=736</guid>
		<description><![CDATA[This week, my goal was to use up food I&#8217;ve got around the house. Last weekend, I posted on Facebook that I was cleaning out my refrigerator. I like doing this every few months to take stock of what I have and see what I need. There were some things in the freezer that were [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Where does it go?</title>
		<link>http://klingtocash.com/budgeting/where-does-it-go/</link>
		<comments>http://klingtocash.com/budgeting/where-does-it-go/#comments</comments>
		<pubDate>Tue, 25 May 2010 15:51:39 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=722</guid>
		<description><![CDATA[A few days ago, I asked followers on the Facebook page what aspect of finances they wish they knew more about. My friend Patrick joked &#8220;how to keep the money that gets deposited into my account to remain in my account.&#8221; It was a funny response but it got me thinking about how things were [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Pros and Cons of Utility Budget Plans</title>
		<link>http://klingtocash.com/budgeting/the-pros-and-cons-of-utility-budget-plans/</link>
		<comments>http://klingtocash.com/budgeting/the-pros-and-cons-of-utility-budget-plans/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 15:52:28 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget plans]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[oil]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=666</guid>
		<description><![CDATA[The weather in Connecticut has been pretty nice over the past few days. I&#8217;ve turned off the heat and opened the windows. Spring is on the way and with it, lower gas bills. Spikes in utility bills can make budgeting really tough, but is a budget plan through your utility companies the right move for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Budgeting Blues</title>
		<link>http://klingtocash.com/budgeting/budgeting-blues/</link>
		<comments>http://klingtocash.com/budgeting/budgeting-blues/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 02:45:56 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=589</guid>
		<description><![CDATA[Jeff and I have been doing a monthly budget for about a year now. At first, I was doing the budget a few days before the end of the month. Then on the first of the month. This month, I started to think maybe I didn&#8217;t need to do a budget. I know, I know. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Financial Peace University for $59! Ends Thursday 10/22</title>
		<link>http://klingtocash.com/budgeting/financial-peace-university-for-59-ends-thursday-1022/</link>
		<comments>http://klingtocash.com/budgeting/financial-peace-university-for-59-ends-thursday-1022/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 03:50:38 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Peace University]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Stop Being Broke]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[FPU]]></category>
		<category><![CDATA[Sale]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=562</guid>
		<description><![CDATA[Dave Ramsey&#8217;s Financial Peace University is on sale until Thursday. The online edition is just $59. You can also get other versions on sale. If you&#8217;ve always wanted to attend FPU, there is no longer an excuse. Jeff and I think the program is great. We attended live at a local church but I think [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October budget</title>
		<link>http://klingtocash.com/being-cheap/october-budget/</link>
		<comments>http://klingtocash.com/being-cheap/october-budget/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 12:06:00 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Being Cheap]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cutting back]]></category>
		<category><![CDATA[eating out]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[repairs and maintenance]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=543</guid>
		<description><![CDATA[It&#8217;s a new month which means it&#8217;s time for a new budget. Before the month begins, you should make a budget where you spend all of you income on paper. Give every dollar a purpose before your money decides its own purpose. Jeff and I just did our budget for October. It&#8217;s going to be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>WARNING: The holidays are coming!</title>
		<link>http://klingtocash.com/budgeting/warning-the-holidays-are-coming/</link>
		<comments>http://klingtocash.com/budgeting/warning-the-holidays-are-coming/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 20:18:29 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=540</guid>
		<description><![CDATA[Today is the last day of September which means that tomorrow is October first. Soon it will be Halloween, then Thanksgiving and Christmas is right around the corner. Now, I&#8217;m sure you all know that these holidays are the same time every year. Yet, every year we all start to panic. We didn&#8217;t save as [...]]]></description>
		<wfw:commentRss>http://klingtocash.com/budgeting/warning-the-holidays-are-coming/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of Mortgage Modification Assistance Companies</title>
		<link>http://klingtocash.com/getting-everything-you-deserve/beware-of-mortgage-modification-assistance-companies/</link>
		<comments>http://klingtocash.com/getting-everything-you-deserve/beware-of-mortgage-modification-assistance-companies/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 16:03:39 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Getting everything you deserve]]></category>
		<category><![CDATA[forclosure]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage modification companies]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=529</guid>
		<description><![CDATA[Behind on your mortgage? Need some help? Just pay us a huge upfront fee and we&#8217;ll guarentee to save your home from forclosure, unless of course, we can&#8217;t. Then you&#8217;ll lose your house and your money! Sounds good right? Please. Remember the old adage &#8220;If it sounds too good to be true, it probably is.&#8221; [...]]]></description>
		<wfw:commentRss>http://klingtocash.com/getting-everything-you-deserve/beware-of-mortgage-modification-assistance-companies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Could it be a payment problem?</title>
		<link>http://klingtocash.com/getting-everything-you-deserve/could-it-be-a-payment-problem/</link>
		<comments>http://klingtocash.com/getting-everything-you-deserve/could-it-be-a-payment-problem/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 15:53:35 +0000</pubDate>
		<dc:creator>Kristin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Getting everything you deserve]]></category>
		<category><![CDATA[car loans]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://klingtocash.com/?p=511</guid>
		<description><![CDATA[You&#8217;ve hunkered down. You&#8217;re eating .33 a box mac and cheese and you&#8217;re working two jobs but you still can&#8217;t make ends meet. You may have a payment problem. This is the point where you need to look at your payments. Do you have a car payment? How much of your take home pay is [...]]]></description>
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		<slash:comments>3</slash:comments>
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